Here to Help You Navigate the Complicated Insurance Process

At Kiser Construction, our top priority is the well-being of our customers. We understand that after disaster strikes, it can be difficult to properly handle everything thrown your way. Sometimes, it’s hard to know where to start and what to focus on.

With Kiser as your go-to restoration company, we’re here to walk you through the process step-by-step. We’ll work with your insurance company to ensure you’re getting the proper care and coverage needed for your situation.

Garage fire damage

Along with working with your insurance company, we will continuously communicate with your mortgage company throughout the process. Not all companies focus on helping the client work with their insurance, let alone both their insurance and mortgage companies. Through our process, we will keep you up to date on everything happening with your home or property, ensuring you understand every decision that is made and why.

Dealing with the emotional ramifications of a disaster is hard enough, but being left in the dark regarding everything else is unacceptable. When you choose Kiser Construction, you choose a team of experts that fights for you every step of the way.

For more resources on navigating home insurance, check out our blog.

When Should You File a Home Insurance Claim?

Fire Damage

You should always contact your insurance company after suffering a fire, but be aware that there are instances when they may not cover the damage.

Arson and neglectful maintenance are common fire causes that insurance companies deny coverage for. Additionally, if you were aware of faulty wiring and did not have it repaired, they may deny coverage based on a failure to maintain proper safety measures.

Water Damage

Not all causes of water damage are covered by insurance. For example, groundwater flooding is not covered under a standard home policy. Property neglect that leads to water damage is also typically not covered. 

However, insurance companies typically cover septic, sump pump, plumbing and appliance failures. They may also cover roof leaks or ice dam damage.

If you’re not sure whether your damage is worth filing a claim for, give Kiser a call. Our experienced estimators can provide you some guidance.

Storm Damage

Sometimes, damage caused by wind and hail is minor and not worth filing a claim over. When you call Kiser Construction for a free inspection, our estimators will give you an honest report on the condition of your home’s exterior.

If the damage is simply cosmetic, our estimators will advise that you not file a claim. However, when damage is serious and repairs or replacement is necessary to prevent further damage, be sure to file a claim.

Why Choose Kiser Construction?

At Kiser Construction, we understand the sentimental and financial value of your belongings. Our experienced team is dedicated to exceeding your expectations and providing you with peace of mind throughout any restoration process. If your property has been affected by a fire, water or storm disaster, don’t delay in seeking professional restoration services. 

If you need immediate assistance, please call us on our 24/7 emergency line at 612-518-8852. To learn more about how we can help, give us a call today at 763-633-2010 or fill out our contact form.

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